Premium Checking

• $100 minimum deposit to open
• A service charge fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1,500.00 any day of the cycle
• Must maintain a $1,500.00 balance to earn interest
• Earn higher interest on larger balances through our tiered rate system
• Maintain better access to your money than with a CD or other investments
• 6 automatic withdrawals & pre-authorized transfers allowed per month
• Unlimited transfers and withdrawals made in-person
• Free online banking
• Free telephone banking
• Tiered interest:
  • Tier 1: $1,500 .00 - $9,999.99 – Rate/APY 0.10%
  • Tier 2: $10,000.00 - $49,999.99 – Rate/APY 0.15%
  • Tier 3: $50,000.00 or more – Rate/APY 0.20%
• Interest will be compounded and credited monthly