kasasa cash free checking account

Kasasa Cash

Free Checking That Pays You The 1.51% APY* You Deserve

Kasasa Cash is a free high-interest checking account that puts 1.51% APY* right in your pocket. After all, it's your cash so you should benefit the most from it. No short-term. Just you getting the most for your money, every month.

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  • 1.51% APY* on balances up to $15,000
  • 1.51% – 0.20% APY* on balances over $15,000, depending on balance in account
  • 0.05% APY* if qualifications aren't met
  • Nationwide ATM fee refunds, up to $30*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free paperless eStatements
  • Free telephone banking
  • $100 minimum deposit to open


Qualifying for rewards is so easy, you're probably already doing it! Simply do the following each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle your account
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle your account
  • Be enrolled and receive eStatement notice
  • Be enrolled and log on to our online banking

If you don't meet the qualifications, don't worry. There is no penalty and you still have a free checking account that earns our base rate of interest. Plus, you can get back to earning huge interest and receiving nationwide ATM fee refunds the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 04/22/2014. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $30 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 1.51%; and (3) balances over $15,000 earn 0.20% interest rate on portion of balance over $15,000, resulting in 1.51% - 0.20% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY and account does not receive ATM fee reimbursements for that period. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. Transfers between accounts do not count as qualifying ACH transactions. PIN based ATM withdrawals do not count towards qualifying debit card transactions. Available as a personal account only. No minimum balance required to earn rewards or maintain account.