Earn a competitive 1.50% interest rate on the portion of your average daily balance that is less or equal to $15,000; 0.20% on the portion of the balance greater than $15,000 during the statement cycle *
- Foreign ATM fee refund up to $30 every statement cycle (within the 50 states) *
- No monthly service fee
- No minimum balance
- Bill Pay available***
- $100 minimum opening deposit
- Free e-statements
- Free MasterCard® debit card****
- Free telephone Banking
- Free online banking
*Must complete the following Minimum Monthly Activity Requirements to receive the Bonus interest rate and ATM Fee Refunds:
- Post and Clear (10) Check Card POS (Point of Sale) transactions (excluding ATM transactions)
- Receive Monthly Statement electronically only
- Log into Internet Banking or Mobile Banking at least once per statement cycle
- At least one Direct Deposit or Automatic debit transaction, e.g. monthly insurance draft, per statement cycle
*Service fee(s) could reduce the earnings of the account.
**The annual percentage yield (APY) interest rate is subject to change after account is opened.
***The monthly fee for Bill Pay is $5.00. You can avoid this fee by paying at least 1 bill per month.
****Our ATM/debit cards are part of the Shazam/Cirrus network. We do not charge for using the ATM/debit cards, though there may be a surcharge at the machine where the transaction is made.