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Business Credit Cards

For more information, or to apply for the card, please call or visit one of our branch locations

Manage your business expenses with ease
With a Visa Business Credit Card you can simplify the way you spend and manage your expenses and cash flow - so you can get back to business.

Track Spending Easily
  • Monthly Account Summaries
  • Monitor Activity Electronically by Account
  • Statement Access and Online Payment
  • Individual Spending Limits by Employee

Additional Visa Benefits
  • Embedded Chip for Enhanced Security
  • Purchase Security/Extended Protection
  • Auto Rental Collision Damage Services
  • Travel/Emergency Assistance Services
  • Visa’s Zero Liability Policy2
  • Emergency Card Replacement
  • Cardholder Inquiry Service

  Visa Business Rewards Card Visa Business Card
Rewards Program Earn 1 point per dollar spent on qualifying purchases N/A
Annual Fee $50.00 per card N/A


UMB Bank, n.a., the top-rated lead bank of UMB Financial Corporation (NASDAQ:UMBF) – a financial holding company based in Kansas City, Missouri; is the issuer of the credit card.

UMB Bank, n.a. is the issuer of the The First National Bank Visa® Credit Card

Business Cardholder Self-Service Contacts:
Online Account Access and Rewards Points Redemption – www.commercialcardcenter.com
Customer Service Call – 888.494.5141

1See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.
2Visa’s Zero Liability Protection covers U.S.-issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult the issuer.

See card application for important rate, fee and program information. Cardholders should consult their Rewards Rules and Guide to Benefits that accompany their card for details. For specific restrictions, limitations and other details, please consult the card issuer, UMB Bank, n.a.