About Us

Rates

Listed rates were last updated October 16, 2014. APY=Annual Percentage Yield.


Checking

Kasasa Cash*Minimum Opening DepositInterestAPYInterest Rate
Balances up to $25,000.00$100.00Monthly1.51%1.50%
Balances over $25,000$100.00Monthly1.51% - 0.20%0.20%
All balances, If qualifications are not met$100.00Monthly0.05%0.05%

Simply do the following each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle your account
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle your account
  • Be enrolled and receive eStatement notice
  • Be enrolled and log on to our online banking
ProductMinimum Opening DepositInterestAPY*Interest Rate
N.O.W.**$1,000.00Monthly0.05%

$1,000.00 Minimum balance to obtain APY****

0.05%
Business Interest Checking$5,000.00Monthly0.15%

$5,000.00 Minimum balance to obtain APY****

0.15%

Savings

Kasasa Saver*Minimum Opening DepositInterestAPYInterest Rate
Balances up to $25,000$100.00Monthly0.50% 0.50%
Balances over $25,000$100.00Monthly0.50 - 0.20%0.20%
All balances, if qualifications are not met$100.00Monthly0.05%0.05%

No additional qualifications for Kasasa Saver. Simply do the following each monthly qualification cycle in Kasasa Cash:

  • Have at least 10 debit card purchases post and settle your account
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle your account
  • Be enrolled and receive eStatement notice
  • Be enrolled and log on to our online banking
ProductMinimum Opening DepositInterestAPYInterest Rate
Savings Account***$100.00Quarterly0.05

$100.00 Minimum balance to obtain APY****

0.05%
Money Market***$5,000.00Monthly0.10%0.10%
High Yield Money Market
($50,000.00 or more)***
$10,000.00Monthly0.25%

$10,000.00 Minimum balance to obtain APY****

0.25%
High Yield Money Market
($25,000.00 - $49,999.99)***
$10,000.00Monthly0.20%

$10,000.00 Minimum balance to obtain APY****

0.20%
High Yield Money Market
($10,000.00 - $24,999.99)***
$10,000.00Monthly0.15%

$10,000.00 Minimum balance to obtain APY****

0.15%

CD

TimeMinimum Opening DepositInterestAPYInterest Rate
31 days$2,500.00At Maturity0.05%0.05%
91 days$2,500.00At Maturity0.10%0.10%
182 days$1,000.00Every 91 days0.15%0.15%
12 months$1,000.00Quarterly0.26%0.26%
18 months$1,000.00Quarterly0.32%0.32%
24 months$1,000.00Quarterly0.43%0.43%
36 months$1,000.00Quarterly0.64%0.64%
48 months$1,000.00Quarterly0.83%0.83%
60 months$1,000.00Quarterly1.01%1.01%
24 month IRA$500.00Quarterly0.43%0.43%
36 month IRA$500.00Quarterly0.64%0.64%
48 month IRA$500.00Quarterly0.830.83
60 month IRA$500.00Quarterly1.01%1.01%

CD Specials

TimeMinimum Opening DepositInterestAPYInterest Rate
15 months$1,000.00Quarterly0.30%0.30%
15 months w/Checking$1,000.00Quarterly0.40%0.40%
30 months$1,000.00Quarterly0.55%0.55%
30 months w/Checking$1,000.00Quarterly0.65%0.65%
54 months$1,000.00Quarterly1.26%1.25%

**Fees may reduce earnings on the account and rates may change after the account is opened.

***Rates may change after the account is opened.

****Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.


Substantial penalty for early withdrawal on Certificates of Deposit.


Member FDIC