The First National Bank offers the following
types of checking accounts:
The First National Bank offers Direct Deposit and Electronic Banking for the convenience of its customers.
Our ATM/debit cards are part of the Shazam/Cirrus network.
We do not charge for using the ATM/debit cards though there may be a surcharge at the machine where the transaction is made.
| NOW
Account |
|
Current Rate:
|
.25%
APY .25%
|
| A monthly statement showing transactions for the previous month and earned interest will be mailed on the 15th of each month. A BALANCE OF $1,000.00 MUST BE MAINTAINED to avoid a $7.50 monthly fee. If this account drops below $1,000.00, there will be no interest paid for the month in addition to the $7.50 monthly fee.
Fees may reduce earnings on the account. The rate may change after the
account is opened. |
(back to top)
| Traditional Checking Account |
| If the customer maintains a minimum balance of $250.00, there is no monthly service charge on this account. If the balance falls below $250.00 there is a
$5.00 monthly charge. It is just a $5.00 monthly charge, not $5.00 and a per check charge.
There is unlimited check writing on this account and you get your
statement monthly. An ATM/debit card is available. |
(back to top)
| Business
Checking |
| This account is not a consumer account to which
Truth In Savings applies. You must deposit $250.00 to open this account. A
service charge fee of $10.00 will be imposed every statement cycle if the balance
in the account falls below $500.00 any day of the cycle. There is unlimited
check writing on this account and you get your statement monthly. An ATM/debit card is available. |
(back to top)
